Blue Cross/Blue Shield of Vermont (BCBS) will cover COVID-19 testing performed by the Centers for Disease Control (CDC), the Vermont Department of Health (VDH), or a laboratory approved by CDC or VDH, with no co-payment, coinsurance, or deductible requirements. This coverage includes in-network provider office or urgent care visits and emergency services visits to test for COVID-19. This insurance billing directive is mandated by State regulations and remains effective until May 5, 2020. If in-network providers are unavailable to conduct testing for COVID-19, BCBS will cover out-of-network testing on the terms outlined above.